Mike Saltszein Explains the Process of Filing a Workers’ Compensation Claim

Workers’ compensation is a benefit made available to employees who get injured during their working hours and within their workplace premises, informs Mike Saltszein. Claiming this compensation however is guided by a particular process that needs to be known properly by every claimant to reap its benefits.  This blog explores the essential steps to take when filing a workers’ compensation claim. It will certainly act as a help to navigate the process smoothly and maximize the chances of a successful outcome.

Steps to Claim Workers’ Compensation

1. Report the Injury – one of the most crucial criteria for making a claim for this compensation is the reporting of the injury or accident as soon as possible to the employer. The immediate representative of the company that one is working in, such as the supervisor, should be among the first persons to know of the mishap. Extreme promptness must be exercised in passing on the information of the incident in detail to concerned individuals.

2. Take Medical Assistance – treating the injury is also as important as reporting it, hence efforts ought to be made by either the injured or other co-workers in providing immediate medical attention to the injured. Depending on the severity of the accident a healthcare unit or a hospital or emergency room must be visited. Related health professionals must be informed or called upon to get treatment or consultation. Copies of all medical records, bills and related documents must be collected and filed carefully for later use while making the claim.

3. Document the incident – As Mike Saltszein points out, it is important that the entire incident is penned down in black and white with complete details. This would also include the aftermath of the incident. Photographs, videos of surveillance cameras, or statements of witnesses form a part of this documentation process. Also, the previously collected medical certificates and prescriptions need to be attached to this document. These will function as evidence for the claim.

4. File the Claim – Next one must file the workers’ compensation claim with the appropriate authority within their jurisdiction. This usually involves completing the necessary claim forms provided by the employer or the workers’ compensation board. One needs to ensure that accurate and detailed information about the incident, injuries, and the medical treatments received are provided. The deadlines for submitting the claim to prevent potential delays or denials must also be adhered to.

5. Do the follow-up – to avoid delay in the verdict given and the benefits disbursed, one will have to carry out regular follow-ups on the progress of the claim. Getting in touch with the employer, the carrier of the workers’ compensation, or the person in charge of handling such cases should be done proactively to check on the movement of the process. If any further documents or evidence are asked for, they too should be provided with promptness. Also having every document and correspondence recorded is very crucial to getting a favorable response.

Finally,as Mike Saltszein rightly suggests, one must seek the help of an able attorney who can guide the afflicted by giving the appropriate suggestions for the case. Such individuals will help in protecting the rights of the injured with their years of experience and expertise.