Other Ways to Review Credit Card Balance<\/strong><\/h2>\n\n\n\n

Besides using your phone, there are other options you can choose to check your credit card balance, such as:<\/p>\n\n\n\n

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• You can visit the nearest branch of your credit card provider and ask the executive to check the credit card balance<\/li>\n\n\n\n
• You can check it by visiting an ATM. Insert your credit card and follow the instructions as needed.\u00a0<\/li>\n\n\n\n
• You can subscribe for a hard copy of your credit card bill or statement on a monthly basis.\u00a0<\/li>\n<\/ul>\n\n\n\n

  Check Your Balance Periodically<\/strong><\/h2>\n\n\n\n

  Credit cards allow you to make purchases now for which you can pay later. You may use it to book flight tickets, finance vacations, pay utility bills or manage daily expenses. They also enable cash withdrawals, although this can be an expensive option. <\/p>\n\n\n\n

  No matter what you use it for, tracking your balance is key. Knowing what you have spent and what you need to repay is important for several reasons:<\/p>\n\n\n\n

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  • It will help you maintain your credit utilisation ratio (CUR) for a good credit history<\/li>\n\n\n\n
  • It will help you know your remaining limit, ensuring you don\u2019t hamper your CUR<\/li>\n\n\n\n
  • It will help in timely payments of your credit card bills<\/li>\n\n\n\n
  • It will help you detect any unauthorised purchase or fraudulent transactions<\/li>\n\n\n\n
  • It will help you maintain your monthly finances<\/li>\n\n\n\n
  • It will help you avoid penalties related associated with missed payments<\/li>\n\n\n\n
  • It will help you avoid any accumulation of interest when you pay your total due amount<\/li>\n<\/ul>\n\n\n\n

    Guidelines Related to Your Credit Card Balance <\/strong><\/h2>\n\n\n\n

    Using a credit card is beneficial only when you can avoid added interest and fees. Here are some things to remember regarding your balance:<\/p>\n\n\n\n

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    • Paying the Minimum Amount Due only helps you avoid late payment fees while the remaining balance attract interest\u00a0<\/li>\n\n\n\n
    • Pay the Total Amount Due, which is your full outstanding balance, every month to avoid these finance charges\u00a0<\/li>\n\n\n\n
    • Ensure your balance doesn\u2019t exceed 30% of your credit limit to maintain a good credit score\u00a0<\/li>\n\n\n\n
    • Use the card for pre-planned expenses to avoid impulse buys\u00a0<\/li>\n<\/ul>\n\n\n\n

      Using a smartphone over other methods can be a more convenient way to check your balance. However, you can opt for any method viable to you. No matter what option you go for, knowing how to check your credit card balance is crucial for maintaining your financial health. The One Credit Card is an excellent option to monitor your balance as its full-stack mobile app can give you real-time information. <\/p>\n\n\n\n

      This useful app also helps you set spending limits and stick to your budget. Using it, you can easily check your transactions and manage your finances. You can also earn up to 5X reward points on your top two spending categories with this card each month. <\/p>\n\n\n\n

      Save more with offers on dining, entertainment, shopping, travel, education and fuel. Apply online to enjoy the benefits of this lifetime-free credit card!<\/p>\n\n\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      If you\u2019re wondering how to check your credit card balance, the steps are easy no matter which mode you choose. Doing this helps you plan repayment.<\/p>\n","protected":false},"author":5236,"featured_media":248173,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-248153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"yoast_head":"\n